Let the home buying adventure begin! While this journey can seem overwhelming, you don't have to navigate it alone. With the right guidance, buying your dream home can be as simple as ABC.
A = Affordability
Understanding your affordability is key. Determine your buying power by assessing how much you can spend and qualify for. Consider adjustments to increase your buying power if needed. Knowing your limits before you start shopping can alleviate stress and make the process more enjoyable. As a first-time home buyer, you may be surprised to learn that you don't necessarily need a 20% down payment. Contact me for a list of local lenders and Mortgage Brokers to explore your options. While online mortgage calculators are useful, having a prequalification letter to submit with an offer will make a significant difference in the acceptance of your offer.
B = Budget
Budgeting plays a crucial role in the home buying process. Factor in your monthly mortgage payment, down payment, closing costs, mortgage insurance, and other expenses like inspections, appraisals, or surveys. Understanding these costs will bring clarity to your buying power and help you make informed decisions.
C = Choosing a REALTOR®
Choose an expert to guide you through the home buying journey and help you select your next home! Selecting the right REALTOR® is just as important as understanding affordability and setting a budget. A REALTOR® possesses the tools, resources, and knowledge to assist you throughout the process. Check out the top 8 reasons to choose a REALTOR® defined by the Colorado Association of Realtors (https://www.coloradorealtors.com/consumers/why-use-a-realtor/).
I'd be honored to be a part of your journey! Contact me today at 719-221-4997.
Buyers should use a REALTOR® when buying a home for expert guidance, access to exclusive listings, and skilled negotiation. Realtors provide invaluable market insights, streamline the buying process, and advocate for buyers' best interests every step of the way, ensuring a smooth and successful home purchase experience.
The process of buying a home can be overwhelming at times but you don't need to go through it alone.
You're not alone if you haven't bought a home yet.
Myth-you need 20% down.
Kim Wilcoxson, Broker Associate cell 719-221-4997
Bliss Realty Group of Central Colorado
130 West 2nd Street Suite 4
Salida, CO 81201
Office 719-530-3111
Bliss Realty Group of Central Colorado
130 West 2nd Street, Salida, CO 81201, USA
719-221-4997 Kim Wilcoxson, Broker Associate
Copyright © 2021 Bliss Realty Group of Central Colorado - All Rights Reserved.
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